Bank
Guarantees
Made simple →
Australia's only bank built exclusively for bank guarantees - any industry, any purpose.
Apply online in 5 minutes, no application or establishment fees. Receive your guarantee in 24 hours.
Earn interest on your Term Deposit
Lock in a competitive rate on your Term Deposit security with interest paid to you every 3-months.
Up to
5.25
%
p.a.
See what good looks like
No lengthy credit assessments - we simplify your bank guarantee process so you can get on with business.
- 100%
- Cash backed
- 24hr
To Issue2
- $0
- Application fee
- 2.95% p.a.
- Guarantee fee
- $5k
- Minimum deposit
- 0 month
- No minimum term required
Trusted by
Who we are →
We're an Authorised Deposit-taking Institution (ADI), covered by the Australian Government's Financial Claims Scheme (FCS) so our bank guarantees are identical to those issued by your everyday bank. And because bank guarantees are all we do, we've built the simplest and fastest process in Australia.
What we cover
How it Works
Your Bank Guarantees in 3 simple steps →
Apply online
It only takes minutes, and there's no lengthy credit assessment.
Sign electronically
Download your draft bank guarantee, verify business details and sign electronically.
Deposit funds
We'll issue your bank guarantee once we receive your security deposit.
What You'll Need
- A valid ABN
(or ACN for corporate trustee) - Your details
(Contact, Business and Beneficiary details) - Your bank
guarantee purpose
Australian businesses are moving faster with Avenue
"Working with the Avenue team was a smooth and a fantastic experience. I'll certainly recommend them in the future."
The Bespoke Corner Tailors
Rami Mikhael, Director
"Avenue makes an outdated & painful experience super slick - and it works for tenants, business owners & landlords."
Nudge Group
Steve Grace, CEO & Founder
"We required two bank guarantees over Christmas shutdown period & Avenue delivered with exceptional speed & support."
Heidi
Sebastian Dalzell, Head of Finance
"Avenue delivered our BG in under a week, not six like our usual bank. The whole process couldn't have been easier. "
Alseasons
Sean Hogan, Director
"Every transaction is fast, accurate & professional. The team is responsive, knowledgeable and goes the extra mile."
PTC Group
Suzy Saab, General Manager
"Professional, efficient and easy to work with - Avenue Bank made the BG process absolutely seamless throughout."
Finselect Group
Benjamin Younan, Director
"Compared to major banks, the difference is huge. Avenue Bank is digital and fast, right through to final hard copy."
THink Aesthetics
Rob McGowan, CEO
"Outstanding service by the team at Avenue Bank - went the extra mile with excellent customer service"
Citrus Group
Paul Smith, CEO
"Really stoked with the process! We'll now use Avenue BGs instead of cash deposits for all of our commercial leases."
National Courses
Sam Bohr, Director
"The Avenue process and engagement throughout was chalk and cheese. I was very impressed with how efficient it is!"
Simpology
Anshul Wadhwa, CFO
"The process was simple, secure & seamless. The platform’s security also gave us confidence our info was protected."
Ostara Australia
Paul Franc – Managing Director
"WOW! Before this I had drawn out frustrating BGs. Avenue made it clear, reassuring & seamless from start to finish."
Pakio
Gary Trenerry, Managing Director
"The easiest experience I've had. The process exceeded my expectations. Proactive and BG issued in under 3hrs!"
Michele In The World
Giuseppe Costagliola, CEO
"I used to dread getting BGs. Avenue Bank helped me navigate every issue with minimal fuss, timely and with thanks. "
Royal Stacks
Dani Zeini, Founder and Director
"Avenue Bank's approach is refreshingly simple. A fast, reliable, and stress-free way to get a bank guarantee."
Motion Health Brisbane
Mitchell Polak, Director and Company Secretary
"Avenue Bank was fast & highly communicative -secured our lease guarantee when big banks couldn’t. Highly recommend!"
TTB Fitness
Thomas Rowen, Owner
"There is hands down no better way to get a BG. Avenue is a game-changer. Fast, efficient, and refreshingly easy."
Green Pty Ltd.
David Green, Co-founder & Director
"Everything was great, and we will definitely use Avenue again in the future."
Design Nation
Marnie Hammond, Director
"An efficient, hassle-free experience. Compared to traditional banks this process was incredibly smooth."
Artistry Hair and Cosmetic Lounge
Emma Day, Owner
"Bank guarantees are usually frustrating, but this was quick, easy, and exactly what I needed. A game-changer."
Urban Garage
Jonathan Grant, Founder & CEO
"While my bank was still tied up with paperwork, you’d already issued the BG. Fast, seamless, and hassle-free. "
BusinessHub
Adam Hindmarch, Managing Director
"Super responsive service and quick turnaround. I had no prior knowledge, so the hands-on support was invaluable!"
TEAM Estate Agents
Clara Angraini, Director of Operations
"Very impressed. Prompt and responsive team with quick resolution that made securing my bank guarantee effortless!"
ViewHealth Clinic
Lorna Cook, Co-Founder
"Exactly as promised. A fast, easy and secure digital process. No delays or paperwork. A perfect experience!"
Farmers Paradise Fresh Fruits & Vegetables
Dhaval Patel, Owner
"Excellent service. My claim was handled quickly and smoothly. Really appreciate the easy and efficient process."
Sacco Building Corp
Dino Sacco, Director
"Avenue made BGs for multiple leases simple and efficient. I highly recommend them to fellow SME owners. "
StretchLab Pty Ltd.
John Gibbs, Director
"Impressed by how fast it was. Our usual bank would've taken weeks, but Avenue got it done in just days."
Advocates Online
Laura Napier, Chief of Staff
"The fast turnaround means that we have been able to sign our lease quickly and go to market easily."
Uncle Bob's Chicken & Stuff
Grant Tighe, Director
"Avenue was incredible to deal with. They made this process extremely easy when I was under a strict deadline."
The Grant Group
Stephen Grant, Founder & Managing Director
"It's been an easy and effortless experience with Avenue. I rang my bank first and still waiting to hear back. "
Lot 4 Joinery
Patrick Catanzariti, Managing Director
"Your customer service was very high level, reliable, and quick to attend to all service calls. I'm very satisfied."
The Running Company
Samuel Tebeck, Director
"The process was very quick, the follow-up was extremely thorough and the communication was really good."
Dokotela
Anita Mustac, Chief Executive Officer and Founder
"A positive experience. Compared to our previous bank, we noticed a significant improvement in service quality."
Rich Data Co
Victor Cheung, Head of CEO Office
"The process was easy and flawless. We needed it and it got done fast."
Triton Plumbing and Gas
Danielle Pudovkin, Director
"You guys were great and fast. It was too hard with other banks as they charged application fees and took too long."
Sun Liquor
Charlie Kwok, Director
"It was one of the easiest processes. Every time I needed help you called me straight away. I was very satisfied."
Fine Automotive Detailing
Ali Haque, Director
"It was easy and straightforward. A breath of fresh air, as opposed to trying to do it with a traditional bank."
BAW Auto Store
Kate Westbrook, Chief Executive Officer
"The process was really smooth and customer service was really responsive. I would recommend Avenue Bank to others."
RC Direct Import
Bong Chun Choi, Company Secretary
"Communication was really good, very prompt and very accomodating."
Tesoro Financial
Bianca Punch, Director
"Loved the website and the speed. My bank quoted at least 5 days. Plan to use again in the future."
ThreatDefence
Zlatko Hristov, CEO
"We needed a bank guarantee in a hurry, Avenue was extremely efficient, fast & always picked up the phone."
AFER Logistics
Adrian Ferreira, Director
"Avenue were very easy to deal with. You guys were really good."
Epic Air
Nahla Boyagi, Administrative Assistant
"Experience has been terrific. Great service. Great experience"
Authentic Church
Tarun Stevenson, Lead Pastor
"Really impressed with you guys. Your level and speed of service is really fantastic."
Sircel
Tony Baddour, Chief Financial Officer
"Loved the process of getting the bank guarantee. The complete opposite from our current bank."
Rocket Labs
Julien Lamy, Founder & CEO
"Really smooth process. I really enjoyed dealing with your team. I couldn't believe how quick the turnaround was."
Nuage
Dennie Farmer, Co-Founder
"Great service, personal and very easy to deal with. Avenue are the experts."
Edge Fit Gym
Peter Jabour, Director
"Getting a bank guarantee with Avenue was so easy. I’ll never go anywhere else."
City Laser Clinic
Ellen Alexander, Founder/Owner/Director
"Avenue Bank’s products are refreshing and innovative. It feels like we are in really good hands."
Tank Stream Labs
Bradley Delamare, CEO
Frequently Asked Questions
Yes. Avenue Bank is an APRA ADI (Authorised Deposit-taking Institution), regulated under the Banking Act 1959. We hold a full Australian banking licence, so your guarantee is issued by a licensed Australian bank.
You can verify our status on APRA's register of Authorised Deposit-taking Institutions
Yes. Avenue Bank issues bank guarantees commonly used for commercial leases, including office, retail, industrial and other business premises. They are cash-backed and can be used to meet commercial lease security requirements.
A commercial lease bond is often used to describe security provided to a landlord under a lease. A bank-issued guarantee for leases is more widely accepted by landlords and other beneficiaries, which helps companies move fast and avoid back-and-forth when securing a lease. The security amount is also held as a term deposit that earns interest, so your funds keep working for you while the guarantee is in place.
Your bank guarantee can be issued in as little as 24 hours. Avenue’s bank guarantee application only takes a few minutes to complete. Once we’ve verified your identity and received your security deposit, we’ll issue you with your bank guarantee.
Yes. Avenue Bank can issue guarantees in both paper and digital format, depending on what your landlord, agent, customer or beneficiary requires.
No. There is no application fee and no lengthy credit assessment.
Avenue Bank supports a range of business and commercial guarantee needs, including lease guarantees, performance guarantees, warranty guarantees, tender guarantees and more — for any industry, any purpose.
Yes. Avenue Bank can support commercial lease guarantee requirements across Australia, including common lease security needs in states such as NSW, VIC, QLD and WA, subject to the beneficiary's acceptance.
